Habitat For Humanity
is a HUD Certified Housing Counseling Agency. People in need of this counseling may call 
229-245-1330, Ext 22, to pre-register for their Homebuyer Education Workshops (held every other month).  They are the only HUD approved Home Buyer Workshop in Lowndes County.Annual Credit Report.com
Before you make plans for where you want to go, you have to understand where you’re starting from. AnnualCreditReport.com  is the only source for FREE credit reports authorized by the Federal Government.  There are 3 credit reporting agencies, that means, you can get a FREE report from one of the agencies every 4 months.  That allows you to see the progress of your budgeting skills.  Click here for the website or ask for your FREE report by phone:

Annual Credit Report.com
Central Source LLC
P.O. Box 105283
Atlanta, GA 30348-5283
P.O. Box 105139
Atlanta, GA 30348-5139
P.O. Box 2002
Allen, TX 75013
P.O. Box 2000
Chester, PA 19022